Today, there is much more separating a doctor and his patient than a red delicious or granny smith apple. The high cost of health care can be the determining factor in your decision to seek out necessary help from the medical profession for yourself or a family member. Even with insurance coverage (forget including pre-existing conditions), the high cost of premiums, deductibles and co-pays along with prescriptions and any follow-up treatment or testing, have relegated health care to a “luxury item.” Many that have enjoyed employer provided coverage in the past are having it reduced or, in the case of job loss, completely extinguished..
Why an I concerned about this? Call it selfishness. I have no health care insurance and suffered a major stroke a few years ago. The residual effects of the stroke are minimal – to me, more annoying than debilitating since I’ve had to make time-consuming adjustments to the routines of daily life. I find climbing stairs difficult but suffer vertigo on escalators so elevators are the mode of choice. I lose my balance easily when the ground isn’t level and still have some difficulty finding the “right” word when I speak. My stroke affected the right side and, being right-handed, I have had to train my left hand to take up the slack. I was not eligible for government assistance because I was not deemed to be disabled. I was told to get a job in Walmarts.
I already have a full-time job. I’m the primary caregiver for my 90 year old home-bound father, who has suffered TIA’s and cancer, and my son, who has been diagnosed with bi-polar schizo effective disorder. The monthly health care costs, even with insurance coverage, are astronomical and I’m worried about what will happen when the money runs out.
I tell you all of this not to get sympathy but to give you an understanding why the subject is so imporatnt to me.
I have spent many hours researching the subject of healthcare reform and have talked with numerous friends and healthcare professionals about what they perceive their needs to be. I have heard phrases like “choice”, “cost-cutting measures”, “deluge of administation and billing requirements” and “emergency room crowding”. One physician I spoke with talked about his current financial situation. After many, many years of persuing his dream at a costly medical school, he is then saddled with the cost of opening a practice (and all it entails), purchasing medical malpractice insurance at a very high premium and then the fun of hiring a staff to fight insurance companies for what ends up to be a reduced payment for his services. He said the days of “afternoons on the golf course” are long gone. He must work 12 -14 hours a day to keep his practice afloat.
So, here’s the dilemma as I see it. We need to come up with a healthcare plan that will reward the hard work and dedication of healthcare professionals while addressing the need for affordable healthcare for all. I haven’t forgotten insurance companies – I just no longer see a need for another middle-man. Cutting costs already…